Pay Fees

We’re fine free

As a public institution, we have a responsibility to make our items available to as many people as possible. Removing fines (while still requiring the items to be returned) allows more people to enjoy our materials for education, enrichment and inspiration.

The library does not charge overdue fines on AACPL materials. Items that are lost or damaged will continue to incur fees, and items borrowed for customers from other library systems may incur late fees.

More information can be found below or in our Overdue Fines Policy.

Frequently Asked Questions

Many library systems that have gone fine free have seen increases in usage and more long-overdue materials returned! Fines are a barrier that disproportionately impact people without the means to pay.

Also, the American Library Association recently passed a resolution encouraging libraries to consider eliminating fines to improve access to library service. AACPL's efforts are a step in that direction.

All Anne Arundel County Public Library materials are exempt from overdue fines. A $0.30, daily fine, maximum fine amount $15.00, fine is charged for Interlibrary Loan (Marina) items each day an item is overdue, excluding Sundays, library holidays and system-wide closures.

Replacement fees will still be charged for any item that is considered lost (more than 21 days overdue) or damaged.

Use your library card number and PIN to log in to SmartPay. You will be able to see your balance and select items to pay with your credit card.

You may use Discover, MasterCard or Visa credit cards, and debit cards displaying the MasterCard or Visa symbol. Regular debit card payment with PIN is not currently available.

Yes. We use Secure Sockets Layer (SSL) encryption to protect the security of your credit card information as it is transmitted. Our payment site has an extra layer of protection in the form of a security certificate.

No. The library will not store your credit card information. You will have to enter the credit card information each time you pay online. Learn more about our privacy policy.

No service fee is charged.

There is no minimum amount.

Yes. You can select the fines that you would like to pay. However, each selected fine must be paid in full; you cannot pay a partial amount of a selected fine.

A receipt for the payment of fines/fees will appear after you successfully conclude your transaction. It will show the last four digits of your credit card and the date, amount and purpose of your payment. This confirmation page should be printed (or saved to print later) as a receipt. There is no email confirmation.

If your credit card transaction is declined, your fines and fees will remain on your library account. Contact the financial institution that issued your credit card to determine why the transaction was declined.

A failed transaction may leave a pending charge on your account, but such pre-authorized amounts normally clear within 24 hours and do not reflect actual charges to your credit card. Also, as in any online payment process, clicking the Finish (submit) button multiple times may result in duplicate payments.

First try closing and reopening your browser before trying again. Make sure you are using the correct number on your library card and the right PIN. If you are sure you are using the right numbers but still cannot log in to the SmartPay site, please contact your nearest library location for assistance.

If you have questions regarding the amount due on your library account, please contact your nearest library location for assistance.